Fisher Investments Luxembourg, part of the global Fisher group of companies, serves as investment manager and outsources portfolio management to our US-based parent company, Fisher Investments. As a client, you will receive a tailored investment portfolio we believe is appropriate to help reach your investment goals, managed with an investment practise deeply rooted in time-tested processes and philosophies. Fisher Investments’ portfolio management approach—combined with proactive, personalised client service—has helped clients achieve their financial goals for over 40 years. Fisher Investments currently serves over 165,000* clients globally.
Fisher Investments’ Investment Policy Committee (IPC) has over 150 years of combined financial industry experience. Supported by a large research department, the IPC monitors global economic and market conditions and makes strategic investment decisions for client portfolios, an approach based in active, flexible portfolio management. Scroll down to learn more about Fisher Investments’ portfolio management approach and tailored client portfolios.
*As of 30/09/2024. Includes Fisher Investments and its affiliates
Our Approach
Investment Style
Active, flexible and global. Fisher Investments tailors your investment portfolio based on forward-looking market views and capitalises on opportunities around the world, taking into consideration your personal objectives and investment mandates.
Investment Philosophy
Our investment philosophy is the set of financial principles that guide all investment decisions, rooted in the firm’s belief in capitalism and the power of free markets.
Top-Down Approach
To address the daunting task of selecting from tens of thousands of securities globally, Fisher Investments employs a top-down investment process and leverages a large research team to help make sense of a complex and vast investment landscape.
Tailoring Your Investment Portfolio
Investment success is personal—the management of your assets should be too. Your investment portfolio deserves more than a one-size-fits-all financial plan. Discover how we build investment portfolios tailored to each client’s situation and financial goals.
Top-Down Investment Approach to Portfolio Management
Fisher Investments believes approximately 70% of long-term portfolio returns are attributable to asset allocation, i.e., what mix of stocks, bonds, cash or other securities you own at any particular time. Fisher Investments’ Research Department analyses a wide range of economic, political and sentiment factors they believe will drive markets over the next 12 to 18 months.
From there, Fisher Investments’ portfolio management teams may seek to emphasise parts of the market they believe will perform best, such as different countries and sectors.
Finally, they analyse individual securities and select the ones they believe best capture high-level views. We believe this flexible, active approach to portfolio management enables clients to capitalise on global investing opportunities and help achieve their financial goals. To determine a portfolio strategy, consistent with your goals and objectives, Fisher Investments Luxembourg must understand your complete financial picture. Based on your financial position, we may recommend, where deemed suitable, an asset allocation strategy we feel best fits your particular situation.
The Four Elements of a Personalised Asset Management Approach
Fisher Investments combines experience as a professional portfolio manager with world-class service and state-of-the-art research to help clients meet their long-term goals.
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Personalised
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Flexible
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Disciplined
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Global
Personalised
As you provide more information about your personal portfolio considerations, we will recommend an initial strategic asset allocation—i.e., the mix of stocks, bonds and cash or other securities—based on your specific objectives. We will review this asset allocation with you in detail before your portfolio is invested.
Flexible
Fisher Investments’ approach can help enhance returns and reduce risk by making forecasts and changing asset allocations accordingly. This tactical approach is different from the style of investing in many mutual funds or from money managers who tend to adhere to a static allocation and are unwilling or unable to make changes based on market conditions.
Disciplined
Fisher Investments uses a time-tested investment approach that informs the mix of stocks, bonds and other securities to hold in your portfolio. Fisher Investments first analyses the global macroeconomic environment and market conditions to identify what they think are the most attractive investment categories. Then, they select individual securities within those categories that fit your tailored investment strategy.
Global
Fisher Investments seeks to maximise opportunity and manage risk by investing globally. Many Luxembourg investors tend to focus on domestic stocks. However, Luxembourg makes up a small fraction of the global equity market. Investing globally can help take advantage of worldwide opportunities many miss.
The Benefits of Active Portfolio Management
Fisher Investments’ investing style emphasises an active, flexible approach. Whilst passive portfolio management rightly has its supporters, we believe if passive investing was always as easy as it sounds, then everybody would be doing it effectively.
Passive Portfolio Management Has Its Challenges
Yet, being a true passive investor requires extreme discipline that many people often struggle to attain. Investors frequently react emotionally to uncertainty, whether through market volatility or economic, political or personal challenges. Studies have found that people feel the negative impacts of a loss to a much greater degree than the positive impacts of a gain.
This often means that even relatively modest volatility or downturns can lead to investor panic and overreactions to short-term changes by pulling money out of the market and failing to re-enter before it recovers.
Emotional Decision-Making Hampers Passive Investing
Emotion is the downfall of effective passive investment retirement strategies. As soon as you let your feelings drive you into action, you’re no longer a passive investor. Almost inevitably, this subjective bias influences investment decisions, particularly during times around market peaks or troughs.
The Benefits of Active Investment Management
On the other hand, a good active investment manager has the experience and analytical resources needed to help investors avoid investing pitfalls. An active manager like Fisher Investments has a wealth of research and analytical resources to better ensure that your portfolio is positioned to help you meet your financial goals.
Stay Disciplined, Follow the Plan
What many investors need is an asset allocation aligned with their long-term goals. As we’ve discussed, having the discipline to endure the ups and downs of a passive approach is something many struggle with, so it’s also valuable to consider how your investment manager may help prevent you from making a costly error in judgement.
The key with either active or passive investment is to stay disciplined and follow your plan. The difference is that with an active manager, you have someone knowledgeable there to help you steer a steady course when emotions and uncertainty arise.
Contact Us
Learn why 165,000 clients* trust Fisher Investments and its affiliates to manage their money and how we may be able to help you achieve your financial goals.
*As of 30/09/2024
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