Fisher Investments’ Disciplined Investment Strategy

Fisher Investments’ Investment Approach Is:

Building a Disciplined Investment Strategy

Building a successful investment portfolio can be difficult. That’s why many investors seek professional financial help to understand how investments can work to their advantage, to manage risk and to align asset-allocation decisions with their long-term goals.

After all, how do you decide between value and growth equities? How about big and small, or foreign and domestic equities? How do you assess if an investment is high risk or low risk? These are just a few of the numerous choices investors have to make. And market volatility can make even the most seasoned investors second-guess themselves. That’s why Fisher Investments Ireland takes the time to get to know your financial situation before Fisher Investments invests your hard-earned assets—so you can feel confident you are setting off on the right path. Because feeling confident about how you start can help you remain disciplined when volatility arises.

Create a Strong Foundation for Your Investment Strategy

Before you develop any kind of investment strategy, you must first define and understand your long-term financial goals. Some questions to consider:

• How is this money going to be used and who is it for? To maintain or improve your lifestyle? Travel? New pursuits in retirement? Or to help with expenses of children or grandchildren? These are just a few examples of what investors typically say, but your answer to this question can affect investing strategy, asset allocation and attitude to market risk.

• What is your investment time horizon? We define one’s investment time horizon as the length of time your money needs to last. This can often align with an investor’s life expectancy, but you may need to consider the life expectancy of a spouse, dependents or an even longer period, depending on your goals.

Once you’ve defined your long-term goals and investment time horizon, you can begin developing a strategy. To start, Fisher Investments Ireland believes selecting an appropriate asset allocation—the mix of equities, fixed interest, cash and other securities—is paramount to a portfolio’s long-term success.

But selecting the right types of securities within that asset allocation can still be tricky. Should you select individual equities? Or rely on comingled investments such as mutual funds and exchange traded funds (ETFs)? Do you buy and hold, or frequently adjust? Fisher Investments Ireland can help guide you through these questions and more to develop an investment plan to help you start down the right path, and stay on track as life changes.