Roth 401(k)

Offer your employees another way to save by adding a Roth option to your company’s 401(k).

What is a Roth 401(k)?

A Roth option for your 401(k) plan allows you and your employees to contribute after-tax earnings toward retirementโ€“and face no additional taxes on those savings or any investment earnings when the money is withdrawn during retirement.

How it Works

A Roth 401(k) allows participants to contribute to different types of accounts with different tax benefits; a tax-deferred 401(k) and an after-tax Roth account.

Why Offer a Roth 401(k)

Enabling participants to contribute to tax-deferred and after-tax accounts can reduce overall taxes paid over the life of the investment and increase retirement savings.

How Fisher Can Help

Fisher is one of America's top advisory firms with deep experience helping business owners and plan participants utilize a Roth 401(k) to reap the benefits of tax diversification.

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View Transcript For the Answers to Frequently Asked Roth 401(k) Questions video

Answers to Frequently Asked Roth 401(k) Questions

Watch this video to get answers from a Fisher 401(k) Specialist to frequently asked Roth 401(k) questions.

Tax Treatment Table

Roth 401(k) Benefits

  • Roth contributions grow tax-free.
  • Roth assets enable tax diversification in retirement by creating a tax-free income option.
  • There is no income threshold for Roth 401(k) contributions, making it the only tax-advantaged option for high earners to create tax-free income in retirement.
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Tax Diversification Case Study

See how to leverage a Roth 401(k) to reduce reduce taxes and increase retirement savings.

Roth 401(k) Guide.

Roth 401(k) Guide

How plan participants can use a Roth 401(k) to create tax diversification.

Why Work With Fisher?



Fisher redefines what it means to be a partner in retirement by providing superior guidance, unparalleled service and simple and easy program administration.


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Your Interests First

Incentive structures that are aligned with your success. No revenue sharing, no kick-backs or commissions. When you do better, we do better.

DIFY (Do It For You) Approach

Our servicing solutions focus on doing everything we can for you. From acting as a single point-of-contact for your plan to selecting your investments, we provide services that many other advisors can’t or won’t provide.

 
 
Superior Financial Guidance

As one of America’s top financial advisers, we work with you to build the optimal program and provide ongoing one-on-one financial guidance to maximize wealth generation.

Small Business Expertise

We specialize in small business retirement plans. As a result, we act as your advocate and have the knowledge, resources and clout to champion your needs.

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Contact Us

One of our 401(k) business specialists would love to talk to you about your companyโ€™s retirement plan needs.

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(844) 238-1247

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